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Add a payment plan

Reading a payment plan needs an iPhone with Apple Intelligence. Without it, you can still set up the same schedule yourself. See End a schedule.
Take a screenshot of your plan in the Klarna, Affirm or Afterpay app, then bring it into Bow:
Share the screenshot and choose Add to Bow. It waits at the top of Spending under Shared to Bow, marked Payment plan. Tap it to review.
Bow fills in the next payment and repeats it until the last one. Under Payments, check each payment and the total. Amounts Bow worked out itself are marked Worked out by Bow, and you can change any of them.

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Payments already made

If the screenshot shows payments you’ve already made, like one at checkout, they’re listed under Already paid. For each one, Bow:
  • Links it to a transaction already in your budget, like one your bank sent, so it isn’t added twice.
  • Adds it, if it’s recent and not in your budget yet.
  • Or counts it as paid, so it adds to the plan’s progress without changing your budget.
Check the envelope and account, then save. Bow schedules every payment still to come, and the schedule stops after the last one.

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End a schedule

Any scheduled transaction can stop on its own. When you add or edit one, turn on Recurring, then under Repeats set Ends: With After or On Date, use Already Paid for payments you made before the schedule starts, so its progress counts the whole plan or loan.