What is envelope budgeting?
What is envelope budgeting?
You split the money you have into envelopes, like rent, groceries and savings, before you spend it. A purchase comes out of its envelope. If an envelope has money, you can spend it. If it’s empty, you move money from another one first. See How Bow works.
Do I have to connect my bank?
Do I have to connect my bank?
No. Plenty of people enter transactions themselves, with Siri, or by scanning receipts. If you want them to come in automatically, connect your bank through SimpleFIN Bridge, which has its own signup and a small yearly fee. See Connect your bank.
What happens when my free trial ends?
What happens when my free trial ends?
If you keep your subscription, you’re charged the amount Bow showed when you started. If you cancel, your budget becomes read-only. It’s never locked: you can still view, search, export and back it up. See Plans and read-only.
Where is my data stored?
Where is my data stored?
On your iPhone and in your own iCloud. There’s no Bow account and no Bow server holding your budget. See iCloud sync and backups.
Do I need Apple Intelligence?
Do I need Apple Intelligence?
No. Budgeting works the same without it. On an iPhone with Apple Intelligence, Bow can also fill in transactions from receipts, photos, your voice or a description, and search your spending in your own words. See Apple Intelligence.
Can I switch from YNAB?
Can I switch from YNAB?
Yes. Choose Coming from YNAB? when you first open Bow and import your YNAB export. See Move from YNAB.
Is there an iPad or Mac version?
Is there an iPad or Mac version?
Not yet. Bow is made for iPhone, including iPhone Duo, and your budget syncs between your iPhones through iCloud.