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1

Tap + at the bottom right

2

Type the amount

Digits fill in from the right, so 1250 is 12.50.
3

Choose the type

Expense, Inflow, Transfer or Payment.
4

Choose the payee

For an inflow, choose the source. Bow fills in the account you used with them last time and the envelope you usually choose for them. One different choice doesn’t change that envelope; two of your last three do.
5

Check and add

Check the envelope, account and date, then tap Add at the bottom.
If you pick a future date, the button says Schedule, and Bow adds it as a scheduled transaction. If an expense will leave its envelope overspent, Bow tells you before you add it. You can still add it and cover the envelope afterward.

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Types

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More ways to add

In the envelope list, tap + and choose Split Between Envelopes. Useful for a store run that’s part groceries and part household.
Tap Add Photo to keep a receipt with the transaction.
Turn on Recurring to make it a scheduled transaction, like a bill or paycheck. It can repeat forever, or end after a number of payments or on a date. See End a schedule.
Share a Klarna, Affirm or Afterpay screenshot and Bow schedules each payment. See Payment plans.
On an iPhone with Apple Intelligence, scan a receipt, choose a photo, speak or describe the purchase, and Bow fills in the sheet for you to check. See Apple Intelligence.
Share a receipt photo, screenshot or PDF from another app and choose Add to Bow. It waits at the top of Spending under Shared to Bow, and Bow keeps the receipt with the transaction you add.
Say “Log an expense in Bow”. Siri saves it right away, with Undo. See Siri and Shortcuts.