> ## Documentation Index
> Fetch the complete documentation index at: https://bowbudget.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Set envelope targets

> Tell Bow how much each envelope needs and when, for bills, monthly spending and savings goals. See progress, snooze a month and use suggestions.

A target tells Bow how much an envelope needs and when. Bow uses targets to work out what to fund, and **Fund All Needs** fills them.

## Set a target

Open an envelope and tap **Set Target**, or **Your Target** once it has one. Choose a type:

| Type | What it does |
| - | - |
| **Set aside** | Adds the same amount every week, every month or few months, or every year. Leftover money keeps building up. |
| **Refill up to** | Tops the envelope back up to an amount each period. Money left over counts, so only what's missing is asked for. |
| **One-time** | Saves up to a total by a date. Money already in the envelope counts. |
| **Maintain balance** | Keeps a set amount in the envelope, with no due date. |

## Scheduled transactions count too

Scheduled transactions with an envelope count toward its target, even if you haven't set one of your own. The envelope shows them as **Scheduled Transactions**, with **Your Target** under them.

* With **Refill up to** and **Maintain balance**, scheduled transactions are part of your target, so Bow asks for the larger amount.
* With **Set aside** and **One-time**, your target is added on top.

Yearly bills are spread across the months before they're due. To add one, open the envelope, tap **More** and choose **Add Scheduled Transaction**.

## See progress

Open an envelope to see its target at a glance. A ring shows how much of this month's amount is assigned, with what to assign to stay on track. Below it you'll see what's needed this month, what's assigned so far and what's left to go, then the parts of the target: Scheduled Transactions and Your Target.

## Snooze for a month

Not this month? Open the envelope and turn on **Snooze for** the month you're viewing, under Your Target. Or touch and hold the envelope on Budget and choose **Snooze Target**.

A snoozed target asks for nothing that month, so the envelope doesn't show as underfunded, and it's back the next month. Snoozing pauses scheduled transactions too, and works on envelopes that only have scheduled transactions.

## Suggestions

Bow can suggest targets from your last six months of spending, once you have at least three full months.

Turn on **Target Suggestions** in **Settings › Apple Intelligence** (**Suggestions & Search** on iPhones without it). Suggestions come from your spending, not Apple Intelligence. They appear on the envelope and under Target Suggestions on Budget, and nothing changes until you save one.


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