> ## Documentation Index
> Fetch the complete documentation index at: https://bowbudget.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Track Klarna, Affirm and Afterpay plans

> Turn a Klarna, Affirm or Afterpay plan into scheduled payments in Bow from a screenshot, and set any repeating transaction to end after a number of payments.

## Add a payment plan

> [!NOTE]
>
> Reading a payment plan needs an iPhone with Apple Intelligence. Without it, you can still set up the same schedule yourself. See [End a schedule](#end-a-schedule).

Take a screenshot of your plan in the Klarna, Affirm or Afterpay app, then bring it into Bow:

**Share it**

Share the screenshot and choose **Add to Bow**. It waits at the top of Spending under **Shared to Bow**, marked **Payment plan**. Tap it to review.

**From a new expense**

Tap **+**, choose **Expense**, then tap **✨** next to **Add** and choose the screenshot.

Bow fills in the next payment and repeats it until the last one. Under **Payments**, check each payment and the total. Amounts Bow worked out itself are marked **Worked out by Bow**, and you can change any of them.

## Payments already made

If the screenshot shows payments you've already made, like one at checkout, they're listed under **Already paid**. For each one, Bow:

* **Links** it to a transaction already in your budget, like one your bank sent, so it isn't added twice.
* **Adds** it, if it's recent and not in your budget yet.
* Or counts it as paid, so it adds to the plan's progress without changing your budget.

Check the envelope and account, then save. Bow schedules every payment still to come, and the schedule stops after the last one.

## End a schedule

Any scheduled transaction can stop on its own. When you add or edit one, turn on **Recurring**, then under **Repeats** set **Ends**:

| Ends | What happens |
| - | - |
| **Never** | It repeats until you stop it. |
| **After** | It stops after the number of **Payments** you choose. |
| **On Date** | It stops on the **End Date** you choose. |

With **After** or **On Date**, use **Already Paid** for payments you made before the schedule starts, so its progress counts the whole plan or loan.


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